Cómo solicitar Medicare

Formas de solicitar Medicare

 

Si pronto vas a cumplir 65 años, es momento de pensar en solicitar Medicare. Tienes un periodo de siete meses para inscribirte. Estas son algunas formas para registrarse:

 

  • Visit SocialSecurity.gov 

  • Call Social Security at 1-800-772-1213 (TTY users 1-800-325-0778), Monday through Friday from 8 a.m. to 7 p.m.

  • Visita tu Oficina del Seguro Social local.

 

Keep in mind you should have documents like your Social Security card and your birth certificate handy when you fill out your Medicare application.

When To Apply For Medicare For The First Time

 

Tienes un periodo de siete meses, llamado Periodo de inscripción inicial (IEP, por sus siglas en inglés), para solicitar Medicare:

  • Tres meses antes de que cumplas 65 años

  • El mes en que cumples 65 años

  • Tres meses posteriores al mes en que cumples 65 años

 

 

How Long In Advance Should You Apply For Medicare?

 

You can apply for Medicare three months before the month you turn 65. Remember, if you are already receiving Social Security or Railroad Retirement Board benefits, you will automatically be enrolled in Medicare Parts A and B.

 

 

 

How To Apply For Medicare During Different Enrollment Periods

 

Periodo de inscripción inicial

General Enrollment Period

periodo de inscripción anual

Periodo de inscripción especial

Medicare Open Enrollment Period

The seven-month window around your 65th birthday when you first sign up for Medicare

An opportunity to apply in case you missed your Initial Enrollment Period

A yearly opportunity (from October 15 to December 7) to make changes to your Medicare Advantage and/or Part D coverage 

Allows you to make changes to your Medicare plan due to special circumstances

From January 1 to March 31, you can change your Medicare Advantage plan once or drop it

¿Qué documentos necesito para solicitar Medicare?

 

When you sign up for Medicare, you might need to provide some documents that show you're eligible. Medicare and Social Security might already have some of this information when you fill out your Medicare application.

 

Para solicitar Medicare necesitarás:

  • Tu tarjeta del seguro social

  • Tu certificado de nacimiento original

  • Comprobante de ciudadanía estadounidense o documentación de estado de ciudadano legal si no naciste en Estados Unidos

  • Una copia del formulario W-2

 

You may also need:

  • Military documents if you receive military or veteran benefits

 

Conoce los aspectos básicos de la cobertura de Medicare​​​​​​​

 

Medicare Part A covers hospital stays and most inpatient services. A los 65 años tal vez te sientes lo suficientemente saludable como para preocuparte por esa cobertura. Pero la Parte A es importante en caso de que sufras una lesión inesperada o enfermedad repentina que requieren cuidado médico para pacientes internados.

 

Medicare Part B includes doctor visits, medical tests, X-rays, medical supplies, and preventive care. Part B is your coverage for healthcare visits that help you stay healthy.

 

Una aclaración sobre Medicare Parte A y Parte B:
Si escuchaste la expresión "Medicare Original", eso se refiere a las Partes A y B. La agencia del gobierno federal, llamada Centros de servicios de Medicare y Medicaid (CMS, por sus siglas en inglés) ofrece Medicare Original Parte A y B.

 

Many people find they need more coverage than what CMS offers with Parts A and B. For example, you might want dental, vision, and hearing insurance and/or health and wellness programs. Es aquí donde aparecen las partes C y D.

 

You can enroll in Part C or Part D through a private insurance company. Los CMS no ofrecen los planes Medicare Parte C ni D.

 

Medicare Part C also called a Medicare Advantage plan) is an all-in-one plan that provides Parts A and B coverage, and it often includes prescription drug coverage (Part D).

 

Medicare Part D covers prescription drugs. It is especially important if you regularly take prescription medications.

 

 

 

Cómo solicitar Medicare Original Partes A y B

 

If you’re getting Social Security benefits at least four months before your 65th birthday, you’re automatically enrolled in Parts A and B. The Social Security Administration will send you Medicare information and a Medicare card prior to your 65th birthday.

 

Si todavía estás trabajando y no recibes los beneficios del Seguro Social, puedes inscribirte en Medicare en cualquier oficina del Seguro Social o solicitar Medicare en línea. The Social Security Administration offers a secure online portal where you can apply easily in about 10 minutes.

 

If you’re still getting healthcare coverage from your employer or your spouse’s employer, you may only need Medicare Part A. This can offset some of the costs your employer’s health plan doesn’t cover.

 

You can visit our enrollment page for more information.

 

 

 

Cómo solicitar un plan de Medicare Advantage (Parte C o Parte D)

 

Puedes optar por un plan Medicare Advantage para asegurarte de tener cobertura para lo que la Parte A y la Parte B no cubren, como medicamentos recetados, cuidado dental y de visión, y dispositivos para la audición.

 

Medicare Advantage plans also offer other benefits, such as fitness program memberships, money for over-the-counter health-related items, personal home helpers, transportation to doctor visits, and more.

 

Browse Empire’s  Medicare Advantage plans to find one that fits your needs for more complete healthcare coverage.

 

Empire also offers  Part D plans. Pero recuerda que la Parte D está incluida en la mayoría de los planes de Medicare Advantage. Si solo necesitas cobertura para medicamentos recetados, la mejor opción es contratar solo la parte D.

 

If you start out with Original Medicare and decide you want a Medicare Advantage plan, you can make that change during your IEP (the seven-month window) or during the Annual Enrollment Period between October 15 and December 7. There are also other life circumstances that give you another window, the Special Enrollment Period,  to sign up for Medicare Advantage and Part D plans.

 

 

 

Explore Medicare Plans In Your Area To Find The Right Plan For You.

Otros artículos de "Una guía de inscripción en Medicare"

Empire BlueCross BlueShield es un plan de Medicare Advantage con un contrato de Medicare. Empire BlueCross BlueShield es un plan D-SNP que tiene un contrato con Medicare y el programa estatal de Medicaid. La inscripción en Empire BlueCross BlueShield depende de la renovación del contrato.